Terms & Conditions

Please read these terms carefully before using our services.

Effective Date: February 11, 2026

1. Acceptance of Terms

By accessing or using the website and services provided by ElderWise Consultants ("Company," "we," "us," or "our"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our website or services. These Terms apply to all visitors, users, and others who access or use our services.

2. Description of Services

ElderWise Consultants provides healthcare consulting services to nursing homes, rehabilitation facilities, residents, and their families. Our services include, but are not limited to, guidance on healthcare coverage options, insurance enrollment assistance, coordination with healthcare facilities, and educational resources related to healthcare plans and benefits. We do not provide medical advice, diagnosis, or treatment.

3. User Accounts

Certain features of our platform may require you to create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information to keep it accurate and complete
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these Terms or are used for unauthorized purposes.

4. Acceptable Use

You agree not to use our website or services to:

  • Violate any applicable laws, regulations, or ordinances
  • Infringe upon the rights of others, including intellectual property rights
  • Transmit any harmful, threatening, abusive, or otherwise objectionable material
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with the proper functioning of our website or services
  • Collect or harvest personal information of other users without consent

5. Intellectual Property

All content, features, and functionality on our website — including but not limited to text, graphics, logos, images, and software — are the exclusive property of ElderWise Consultants or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any of our content without prior written consent.

6. Confidentiality

In the course of using our services, you may have access to confidential information, including but not limited to resident data, facility information, and proprietary business processes. You agree to maintain the confidentiality of all such information and not to disclose it to any third party without our prior written consent, except as required by law. This obligation survives the termination of your use of our services.

7. HIPAA Compliance

ElderWise Consultants is committed to compliance with the Health Insurance Portability and Accountability Act (HIPAA) and its implementing regulations. Where applicable, we enter into Business Associate Agreements (BAAs) with covered entities and adhere to strict standards for the protection of Protected Health Information (PHI). Users who access or handle PHI through our platform are required to comply with all applicable HIPAA requirements.

8. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or completely secure. The information provided through our services is for general informational purposes and does not constitute medical, legal, or financial advice.

9. Limitation of Liability

To the fullest extent permitted by applicable law, ElderWise Consultants and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, or goodwill, arising out of or in connection with your use of our website or services, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless ElderWise Consultants and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of our website or services, your violation of these Terms, or your violation of any rights of another party.

11. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by ElderWise Consultants. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such third-party content or services.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Ocean County, New Jersey.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes, we will provide notice by updating the effective date at the top of this page. Your continued use of our website or services after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

ElderWise Consultants

2002 NJ-70, Suite 4

Manchester, NJ 08759

Email: info@elderwiseconsultants.com